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I need to cash an $8,000 check. The bank said it needs sufficient notice to provide that much cash. What can I do?

Instead of requesting the entire amount of the check in cash, consider obtaining a cashier's check or wire transfer for all or part of the check amount.

Your deposit account agreement should say how much notice the bank needs to cash a large check (and what amount qualifies as "large"). It may depend on each individual branch and how much cash is available at the time of your request.

Last Reviewed: April 2021

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on should not be construed as legal advice or a legal opinion of the OCC.

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