Office of the Comptroller of the Currency - U.S. Department of Treasury
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Office of the Comptroller of the Currency
Home  >  Get Answers  >  Credit  >  Credit Reports
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Answers about Credit Reports

Select from the following questions about credit reports, report errors, and other credit report issues.

  • What is a credit report?
  • How do I get a copy of my credit report?
  • Why is the OCC listed on my credit report?
  • When can a bank pull a credit report?
  • How long can negative information stay on my credit report?
  • How long can a bankruptcy stay on my credit report?
  • How long does information stay on ChexSystemsSM?
  • When can a bank review my credit report?
  • Can the bank report information on a debt of my ex-spouse on my credit report?
  • I need to correct personal contact information that is listed in my credit report. Whom should I contact?
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Phone: 800-613-6743
TDD Number: 713-658-0340
TTY: (800) 877-8339 (via a relay service)


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