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Office of the Comptroller of the Currency
Home  >  Get Answers  >  Consumer Loans  >  Interest Rates
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Answers about Interest Rates

Select from the following questions about loan interest rates.

  • The bank increased the rate on my variable home equity line of credit (HELOC) without providing any notice. Can it do this?
  • I sent the full balance due to pay off my account, then the bank sent me a bill charging interest. How is this possible?
  • Can the bank raise my interest rate because of a change in my debt-to-income ratio?
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Phone: 800-613-6743
TDD Number: 713-658-0340
TTY: (800) 877-8339 (via a relay service)


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