Answers about Index-linked Certificates of Deposit

Is 100% of my index-linked Certificate of Deposit (CD) protected?

Subject to early withdrawal penalties, if any, and FDIC insurance limits, index-linked CDs are 100% principal protected.  However, if interest payments on the CD are contingent on changes in the index that are measured on a specified date, the interest is not protected until that date. 

March 2010